The major computer makers have come up with a way to protect you from the ravages of equipment obsolescence. It means you'll never again have to spend hundreds of thousands of tight school dollars only to see your high-tech purchases rendered obsolete in a matter of months.

The alternative is leasing, not new for many products perhaps, but a recent innovation among computer hardware manufacturers, who long have benefited from the all-but-perpetual need to upgrade.

But be warned, the extra level of comfort that leasing provides comes at

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