Software giant Microsoft Corp. has announced settlements of class-action lawsuits in Florida and Montana that—if approved—would allow the neediest schools in those states to buy hardware, software, and technology professional development services from any vendor.

Needy schools eventually would benefit, but the settlements mainly would affect consumers. Microsoft said it would provide up to $202 million in vouchers for Florida residents and up to $12.3 million in vouchers for Montana residents to buy computers and related products. If any of these vouchers go unclaimed, the company said, Microsoft would donate half of the unclaimed...

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