Microsoft, Google, and PayPal, a unit of eBay, are among the founders of an industry organization that hopes to solve the problem of password overload among computer users, the New York Times reports. The Information Card Foundation is an effort to create a single, industry-wide approach to managing identity online that promises to reduce the use of passwords and create a system that is less vulnerable to fraud. "There is such a market requirement to solve this problem," said Paul Trevithick, chairman of the new group and chief executive of Parity, an identity-protection technology company in Needham, Mass., that is

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