We work with money every day, but where do we learn to become financially literate? For many, it results through trial and error as adults. A new program by Junior Achievement, supported by American Honda Finance, called JA Personal Finance has been demonstrated to not only improve students understanding of financial concepts, but also influences behaviors related to responsible money management.

We invite you to explore the Featured White Paper and additional resources below which provide an insight to the critical need for financial literacy education.


Featured JA Reports

Meeting a Critical Need: How a Blended Learning Financial Literacy Program Transforms Student Attitudes Toward Money Management

There is an urgent need for financial literacy education in the nation’s high schools. If students want to have a future that is financially secure, in which they are making smart decisions with their money and are able to achieve their goals, they must learn basic financial literacy skills. This white paper explores how the JA Personal Finance Blended Model—a financial literacy curriculum—aims to help fill this void.

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Program Evaluation: Junior Achievement Personal Finance Presentation

Explore this presentation to learn how JA’s 25 unique educational programs across the country are helping students acquire the knowledge and attitudes necessary for success in the real world.

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Program Evaluation: Junior Achievement Personal Finance Report

This report describes an impact evaluation of JA Personal Finance (Blended) program, which helps high school students acquire the knowledge and skills they need to successfully manage their own finances. Key topics of the program include budgeting, savings, credit, identity protection, and investment strategies.

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Insights on Financial Literacy

What is your school doing to teach financial literacy?

Personal finance should be part of every American’s lifelong learning plan, from elementary school through and into adulthood. It’s that important. Find out which states lead the country in teaching personal finance…

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Is Your State Making the Grade?

Champlain College’s Center for Financial Literacy, using national data, has graded all 50 states and the District of Columbia (D.C.) on their efforts to produce financially literate high school graduates. What the grading shows is that we have a long way to go before we are a financially literate nation…

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Youth, Financial Literacy, and Learning: The Role of In-School Financial Education in Building Financial Literacy

Although we know that youth are making more and more financial decisions at younger ages and will also need financial skills and knowledge to be successful as adults, available information suggests that youth financial literacy is poor.  For example, scores on the national Jump$tart Coalition’s biannual test for high school students …

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National Financial Literacy Test Results

Nearly 25,000 people from all 50 states have completed the National Financial Literacy Test – a 30 question test designed to measures participants’ ability to earn, save and grow their money. The test questions cover the ten subjects covered in the Financial Literacy Framework & Standards and were written to measure 3 key areas…

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