I believe personal finance should be part of every American’s lifelong learning plan, from elementary school through and into adulthood. It’s that important.
In December, our center issued its third state-by-state report card on high school personal finance education. Report cards also were issued in 2013 and 2015.
Our report cards are among several advocacy efforts. We believe strongly that financial literacy among Americans is linked to positive outcomes like wealth accumulation, stock market participation, retirement planning, and avoiding high-cost alternative financial services like payday lending and auto title loans.
There are still have too many states with D and F grades, but we are moving in the right direction. In recent months, Wisconsin and Kentucky passed laws to improve personal finance education, Vermont and Delaware have implemented regulatory changes, and Massachusetts, Louisiana, and Florida may pass legislation.
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